Estate Planning for Your Digital Assets

Reading Time: 4 minutes What will happen to your Facebook account when you die? What about all your photos shared on social media, your texts with loved ones, or documents on cloud-storage systems? In just the two-year period from 2012 to 2014, humans produced more...

Should You Refinance Your Home?

Reading Time: 2 minutes This question as to whether you should refinance your home has been popular recently as mortgage rates are falling to new historic lows.  In the 1970s and 1980s, it was common to see interest rates in the double digits.  Fortunately, rates have...

Planning for the Cost of Healthcare

Reading Time: 2 minutes Helping clients plan their financial freedom requires a serious look at the impact of healthcare costs. The fact is, as we age, we increase our chances that we will spend more on healthcare-related expenses. It is not just for treating ailments...